seed effect is an agent of change. it starts with a life. it impacts a family.

it changes a community.


seed effect is a modest force that generates a significant effect. you invest with us, and together we plant the seeds that overcome poverty.


we issue a seed loan to a struggling entrepreneur. they invest in their business. along the way, we promote community, accountability, education, stewardship, and truth. now they can provide food, clean water, school fees and healthcare for their family. with the interest earned we issue another seed loan to another entrepreneur. the effect continues. the effect multiplies.


together we can plant a seed. join us.


be a part of the seed effect.

Monday, August 31, 2009

it's official...


Last Tuesday, the team from Giant Technologies in Juba arrived to finalize connection of our 2.4 meter VSAT system.  It's purpose: to power Seed Effect's communications as well as provide Internet connectivity for Kajo Keji County (via the e3 Internet CafĂ©), vital communication and research capabilities for e3 Sudan's Bible College, and a platform for computer courses in e3 Sudan's Vocational and Primary Schools.  After a successful install, Kajo Keji, South Sudan and Seed Effect now have high-speed Internet!  Thanks to all you Seed Effecters for your prayers and support over the last few months- we're eagerly awaiting the coming months as we being to implement our Seed Loan Program, trusting God for His provision... If you haven't yet, won't you join us? Be a part of the Seed Effect.

Sunday, August 30, 2009

team seed effect SUDAN: rose dima

Meet Rose...

Rose serves as the Spiritual Integration Supervisor (SIS) for Seed Effect SUDAN.  Essentially, this means that she acts as the liaison between Seed Effect and the local church- working alongside the Loan Officers to share the gospel in the Cell Group Meetings and invite group members to the local discipleship groups in their area.  







About Rose: 

Married: 4 years to Edward Dima

Children: Joel Radlar Dima; Age: 2 1/2 

Home Town: Kajo Keji, South Sudan

Favorite Color: Green

Hobbies: Singing

Favorite Food: Beans and Posho

Favorite sport/team: Football


Other interesting details: Heather says,”Rose is an awesome servant for the Lord! She works very hard to pour into the women of and is mentor to many ladies in Kajo Keji.” 


If you could tell the world anything else about yourself, what would it be?

I have good friends from the States with whom we share the love of Christ to the lost.  Through serving the Lord, I have been exposed to many challenges that face different people, ranging from women, widows, orphans, and the elderly.  This has enabled me to support them in prayers and prepared me for my position at Seed Effect.”

Sunday, August 23, 2009


After months of trying to coordinate technicians, providers, and the like, it looks like, God-willing, we will finally be getting the Satellite Internet connected this week in Kajo Keji, South Sudan (Seed Effect's first microfinance site launch). Our driver is picking up the install crew in 2 hours. Join us in praying for a safe drive and a smooth installation!!!

Wednesday, August 19, 2009

microfinance and school fees

To piggy-back on the ‘why sudan?’ post, here’s an informational article, titled ‘Sudan: One Teacher to 100 Pupils’ that details the current status of government-funded education in South Sudan. http://bit.ly/83EoL In most developing/war-torn nations, the need for education, healthcare, etc. far outweighs the government’s ability to provide these services and the people’s ability to pay for them.  South Sudan, of course, is no exception.  


Currently, in South Sudan, government schools boast a ratio of 100 students to 1 teacher, with highly under-qualified yet also underpaid teachers, and a lack of adequate materials and curriculum. In fact, one of our Sudanese friends referred to government education in her area as, “little more than baby-sitting”.  And, although school fees to attend government-funded schools are relatively low (compared to private schools), students are also left responsible for paying for their own uniforms, materials, school supplies, and lunches.  These costs can be a financial strain on their families and in some cases prevent the children and young people from attending school altogether.  


So, what does this have to do with microfinance?  Well, beyond the basic statement that these statistics definitely qualify South Sudan as very poor, this sub-par access to viable education actually has everything to do with microfinance...  


Across the South, non-governmental organizations (NGO’s) and other religious organizations are popping up with a mission to provide more access to better education for young Sudanese. (In fact, e3 Partners Sudan has started a privately run primary school in Kajo Keji, where Seed Effect is launching.  For more information about the school, visit www.sudanfootrace.com) Although they offer a much better curriculum and opportunity for the students, education, whether it is government funded or private, is never free and can run up to $300 a year per child depending on the access and quality of the school.  (Remember, as of 2006, statistically, 90% of southern Sudanese live on less than $1 a day- $300 per year per child is unrealistic for the majority of the South.)  With access to microloans and business training, however, parents can invest in their business, generate a higher income, and provide financially for their families.  Microfinance, in effect, has a generational impact.  So, at Seed Effect, we plant the seeds that overcome poverty- both now and in the future of the next generation.  


(Photo of e3 Primary School children at lunchtime.  For many of these kids, this is the only meal they'll receive that day.)

Monday, August 17, 2009

impact poverty with seed effect: SUDAN


Seed Effect: SUDAN is having a fundraiser, Thursday, August 27th in Austin, TX!  For more information on the event or to RSVP, click here http://event.pingg.com/impactpoverty . We hope you can join us!  

Thursday, August 6, 2009

team seed effect SUDAN: heather sumner


in an effort to introduce you to team seed effect SUDAN, here's the first of many bios...


heather sumner is our program development supervisor. she's currently living in sudan and working to aid the development and implementation of the educational portion of our program. 





about heather:

married:  nope

children: none

home town: tifton, georgia but currently residing in kajo keji, south sudan

favorite color: eggplant

hobbies: traveling, reading, hiking, working out, discovering new music, ethnic food, coffee, people-watching, being outdoors whenever possible

favorite food: sushi, dark chocolate

favorite sport/team: not a big sports fan, but I’ve strangely gotten into rugby lately...

other interesting details: Since living in Sudan I have developed this weird fascination with baby goats…


if you could tell the world anything else about yourself, what would it be?

“sometimes I look at my life and wonder how i ever ended up in sudan! God has brought me from the depths of a destructive and self-centered lifestyle, saving me from myself.   he has taken me on a difficult journey of healing, but now he is using that experience for his glory in the lives of others by bringing about radical change in a small rural community in south sudan.  daily he challenges me to live a sacrificial life devoted to following Christ and one that is dramatically different from the ideals of the american dream.”  


Wednesday, August 5, 2009

why sudan?


sudan's civil war, between the north and the south, was one of the longest of the 20th century, lasting over 50 years. before the north/south comprehensive peace agreement (CPA) was signed in 2005, 2.2 million southern sudanese had been killed and millions more displaced living as refugees in neighboring countries.  for those who remained, the impact of this widespread injustice on the south struck in the form of extreme poverty, illness, and an overall breakdown of infrastructure. (for an engaging narrative on this conflict, check out “what is the what” by dave eggers)


in 2006, the UN development programme reported the following on the post-war status of sudan: “poverty is widespread in sudan. UNDP’s 2006 human development report ranked the country 141st among 177 countries.  according to a recent  joint world bank- UNDP mission, about 60-75% of the population in the north, and 90% of the population in the south is estimated to be living below the poverty line of less than $1 a day.”


since 2005, humanitarian efforts have been valiant to reach the poor and disenfranchised in south sudan, but unfortunately, these efforts have merely skimmed the surface.  with such widespread poverty and lack of governmental support, the demand or need for aid and development dramatically outweighs the supply.  to quantify, per my research, there are less than a dozen documented mfi’s operating in south sudan compared to the hundreds issuing loans in places like india and mexico. (mix market, microfinance gateway, kiva)  these statistics give evidence to the world bank’s estimate that only 4% of the worldwide demand for microloans is currently being met.  


and these are just a few of the poverty statistics... 


sudan also lies in the 10/40 window, an area of the world that contains the largest population of non-christians globally, as it is estimated that 95% of the people in this region have never heard the gospel.  not surprisingly, this region is also home to about 80% of the world’s poorest.  


seed effect exists to serve the poor, the lost, the marginalized communities around the world.  i guess that answers that question... 

Sunday, August 2, 2009

how it all began

the seed, if you will, for seed effect was planted during a trip to sudan in december 2007. the goal of the trip was simple and purely spiritual. partner with the local church, share the gospel, and plant new churches.  and, well, we did just that and it was amazing. along the way, though, we couldn’t help but notice the poverty. physical poverty i mean. children with tattered clothing, bloated bellies, open wounds... you get the picture. it got us thinking. should we do something? can we do something? 

enter jesus. did you know that there are over 2000 verses in the bible that reference the injustice of poverty? and did you know that not one of them says to walk by without doing anything? a quick venture into scripture and we answered our first question. but the second question, can we do something? it took some more thought. i mean, we knew it wasn’t as simple as handing out money. we’ve all seen the effects of that. so we looked for something more, something that addressed the problem without creating more problems. that’s when we read about microfinance. small loans to the poor, big impact on poverty. it’s been tried and proven to be true. (mr. yunus can show you his peace prize to prove it.) i guess that’s when we found the answer to our second question. maybe we can be a part of addressing this whole poverty thing. 

but then there’s more. enter jesus, again. can we really address just the physical poverty? i mean, if we don’t introduce them to our maker, the one who truly gives life, have we really impacted poverty at all? then it hit us. through e3 partners, we have a direct partnership with the local church. we can meet the physical needs with a loan program, plant the seed of spiritual growth during the process, and send them to the church to grow. seed effect. planting seeds that overcome poverty- both kinds- the physical and the spiritual. 

join us? plant a seed. be a part of the seed effect.